Buying your first car is a rite of passage that every single road user will have gone through at some point in their motoring life. The process of securing car finance can be tough whether your credit rating is good, bad or non-existent. Although we are specialist bad credit car dealers, we take applications for car financing from those with all types of credit rating.
Whether you are being gifted a car from a family member or are looking to buy your first car outright, here at Infinity Finance we know how hard it can be to find the right car at a price that suits. However, as we take applications over the phone, we can now give you an instant decision on whether or not your car finance have been approved – meaning you can get the best first car possible.
Choosing a Car That’s Right for You
It might seem daunting, but this should be an exciting and fun process.
- It is important to consider how much you can afford to spend on a car, but also how much you can afford to pay monthly for upkeep and fuel. You need to take into account insurance, MOT, Tax, repairs and servicing, as well as fuel
- There are many different car manufacturers out there, as well as makes and models. However, many people have a preference in mind before they buy a car
- You need to consider the performance, how reliable the car is, how it drives and research any issues that others have experienced with their own cars before making a firm decision
- It is also important to consider how your first car is going to be used. If you have a family, it will need to be accessible and spacious. If you commute to work, it should offer good mileage per gallon. If you live somewhere rural, you might need something that will get up and down hills and tight corners much easier than the average used car
Choosing a Car You Can Afford
Buying your car from bad credit car dealers like Infinity Finance is a great way of getting you the car you need, but it is important to research exactly how much you can afford to pay each month comfortably before purchasing a car.
There are many tools available online that offer insurance comparisons based on your details and the car you are driving, to ensure you get an insurance deal that works for you – with variations on cover and benefits.
Account for the annual MOT test and any services your car might need over the course of its life with you. We provide a full HPI check on all vehicles bought through Infinity Finance to ensure you are aware of any previous issues your vehicle may have encountered.
Research the mileage and cost of fuel for the journeys that you are likely to undertake to estimate approximate weekly or monthly costs to run your new car.
Buying your first car is an experience you won’t forget. Ensure it is for the right reasons, and purchase a car that will last; with the help of Infinity Finance, your bad credit car dealers.